ATO Prevention
Stop Account Takeovers
Biometric re-authentication with passive liveness on every login. 200+ device and IP fraud signals and step-up authentication for high-risk actions.
How it works
1
Biometric Re-Authentication
Users complete a passive liveness check on login or before high-risk actions. No passwords — just a selfie that proves presence and liveness.
2
Device & IP Intelligence
200+ signals evaluated per session: device fingerprint, IP geolocation, VPN/proxy/Tor detection, impossible travel, and device reputation.
3
Risk Score Calculation
Each session receives a composite risk score. Low-risk sessions pass silently. Medium-risk sessions receive step-up authentication challenges.
4
Step-Up Authentication
High-risk actions — withdrawals, account detail changes, new payee additions — trigger biometric re-authentication automatically.
5
Session Anomaly Detection
Continuous session monitoring detects anomalous behaviour mid-session: location jumps, device changes, and unusual activity patterns.
Key capabilities
🔐
Biometric Re-Auth
Passive liveness selfie proves the account holder is physically present. Cannot be spoofed by stolen credentials alone.
📱
Device Intelligence
Device fingerprinting and reputation scoring. Flags new, shared, or compromised devices automatically.
🌐
IP & Network Signals
VPN, proxy, Tor, and data-centre IP detection. Impossible travel detection across logins.
⚠️
Step-Up Authentication
Configurable risk thresholds trigger step-up challenges automatically for withdrawals, payee changes, and sensitive actions.
🕵️
Session Monitoring
Real-time anomaly detection during active sessions. Detects session hijacking, location jumps, and device changes.
🔁
Continuous Risk Scoring
Risk is re-evaluated at every significant in-session event — not just at login. Provides defence-in-depth against post-login takeovers.
SDK & Integration
Drop-in SDKs for every major platform. Full REST API for custom integrations.
iOS SDKAndroid SDKReact NativeFlutterWeb SDK (JS)REST APIWebhooksNode.jsPythonJava
Ready to get started?
Talk to our team and be live in your test environment within 48 hours.